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PaidFinch

Features

Everything you need to invoice and get paid is free. Features marked Pro are part of the paid plan.

Retainers and prepaid balances Pro

Your client pays a set amount up front. As you work, your tracked time (or a fixed amount) is drawn from the balance, and nothing more is owed until it runs out.

  • Fund a retainer with a normal invoice; the balance starts when it is paid
  • Draw tracked time against it in one click, with nothing owed
  • If time runs past the balance, draw what is left and invoice the rest
  • A low-balance warning so you know when to ask for a top-up
  • A statement page your client can open any time to see every draw

Time tracking to invoice Pro

Log time on a month calendar or with a start and stop timer, then bill it.

  • Rates come from your services and are locked in when you save
  • Projects to group work for a client, with no extra busywork
  • Turn unbilled time into an invoice: one line per entry, grouped by service or project, or one total
  • Add time to a new invoice or one you are already drafting

Recurring invoices and auto-pay

Set up an invoice once and it goes out on schedule: weekly, every two weeks, monthly, quarterly, or yearly.

  • Sent automatically, or created as a draft for you to check
  • Fill in the month and dates automatically, like “Hosting for October 2026”
  • Discount just the first few invoices
  • Pause, skip one, or end any time
  • Pro: charge the client’s saved card on the date, with their recorded permission

Payment plans and deposits

Split an invoice the way you actually get paid.

  • Deposit and balance, equal installments, or your own milestones
  • Each payment has its own due date and reminders
  • Clients can pay the next payment or the whole balance online
  • Pro: charge each payment to a saved card on its due date

Proposals that become invoices

Send a proposal (or call it an estimate or a quote) with a scope, a price, and optional extras.

  • Clients pick the options they want and see the total change
  • They accept online by typing their name, and you get a record of it
  • Ask for a deposit and they can pay it right away
  • Accepted proposals turn into invoices automatically

Online payments

Connect your own Stripe account so clients can pay by card, and by bank transfer if you turn it on.

  • Money goes straight to your Stripe account
  • Partial payments with a minimum you choose
  • Refunds from the invoice, full or partial
  • Receipts sent for you
  • A small, published fee on online payments only (see pricing)

More than one business Pro

Run several businesses from one sign in, without separate accounts or separate bills.

  • Each business has its own logo, colors, numbering, clients, and settings
  • Each connects its own Stripe account
  • Switch in one click, or see every business on one overview

And the everyday things, all free

  • Unlimited invoices, clients, and proposals
  • Taxes, discounts, and payment terms
  • Reminders before and after the due date
  • Late fees, added for you
  • Client credits from overpayments
  • Attachments on invoices
  • Client statements
  • Reports with CSV export
  • Full account export
  • A timeline of everything that happened

Sign up opens soon. Want a note when it does? Email support@paidfinch.com.